Student loan forgiveness is a federal program that forgives the remaining balance of your student loans after you have made 120 payments. There are several different types of student loan forgiveness programs, but the most common is: The Public Service Loan Forgiveness (PSLF) Program This program forgives all or part of your remaining debt after 10 years if you work full-time for a qualifying employer and make 120 consecutive payments. The government pays 100% of your monthly payment while working public service jobs such as teaching, law enforcement, military service, and more.

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